FAQ - Frequently Asked Questions

What is a lease?
How can my business benefit from leasing?
What types of equipment can I lease?
What kind of businesses can you arrange a lease for?
What types of lease terms are available?
How is a lease different that a loan?
What is needed to qualify for my equipment lease?
After I submit my request for an equipment lease. How long will it take to be approved?
What kind of investment is required to obtain my equipment lease?.
What are your minimum and maximum lease amounts?
Do you finance soft cost such as installation & service?
Do you finance software? Or Websites?
Can You Arrange A Lease For A Startup Business?
Can I Have More Than One Vendor On My Lease?

What is a lease?
A lease is an agreement by you (the lessee) to pay a monthly payment for a specific amount of time to the leasing company (lessor) for equipment you have chosen from an equipment vendor of your choice.
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How can my business benefit from leasing?
All businesses can benefit from utilizing equipment leasing. Whether the business is new or established, financially strong or challenged. Leasing will provide you with the necessary equipment, when you need it without the large security deposits generally required by banks.
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What types of equipment can I lease?
Vanguard Capital Partners can arrange equipment leases for all types of equipment, as long as it is used for business purposes. We have arranged leases for all types of equipment including : office equipment, large printing presses, vending machines, titled vehicles, audio/video production and many other types. We currently do not have any equipment restrictions.
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What kind of businesses can you arrange a lease for?
We can provide leases for businesses in virtually any industry. We specialize in providing equipment leases for small to medium sized business with over 2 years time in business. Programs are also available for startup businesses (Under 2 years time in business) and businesses with past credit problems.
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What types of lease terms are available?
Lease terms are 12, 24, 36, 48, 60, and 72 months. Longer terms are setup for large ticket items only and is provided on a case by case basis. Purchase options include Fair Market Value (FMV) , $1 Buyout, and 10% Put.
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How is a lease different that a loan?
A lease is an agreement to make payments for a specific amount of time for the right to use the equipment owned by the lease company. A loan is a financing vehicle to pay for equipment owned by the user of the equipment. It should be noted that with a bank loan you can only write off the interest. With a lease the entire monthly payment may be treated as a write off.
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What is needed to qualify for my equipment lease?
We provide application only programs:

• For Start Up Businesses our application only program is up to $15,000
• • For Established Businesses we have application only up to $150,000

After I submit my request for an equipment lease. How long will it take to be approved?
In most application only transactions, approvals can be generated within 24 hours.
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What kind of investment is required to obtain my equipment lease?
Generally we require a first and last month's payment. If there are credit problems we may require a security deposit or some form of collateral.
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What are your minimum and maximum lease amounts?
Our minimum lease amount is $10,000 our maximum lease amount is $5 Million.
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Do you finance soft cost such as installation & service?
Yes, we provide 100% financing including soft cost.
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Do you finance software? Or Websites?
Yes, we do.
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My business is a new / start up business with less than 2 years in business. Can you arrange a lease for my business?
Yes, we specialize in obtaining equipment leases for new businesses!
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I have located the equipment I want to lease for my business, but I want to purchase the equipment from several different vendors. Can all the equipment be put on the same lease?
Yes, We will arrange to put all the equipment on the same lease.
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